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To secure the performance of your obligations under hea, unlock will place a lien on your property in the form of either a “performance deed of trust” or a “performance mortgage” depending upon which state the property is located. There are no monthly payments and no interest charges. With an unlock home equity agreement (hea), you receive a lump sum of cash today in exchange for a share of your home’s future value

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The cost of your hea is based on how much or how little your home appreciates during the length your hea term, which can last up to 10 years. Through our hea, unlock provides a lump sum of cash (up to $500,000) in exchange for a portion of your home’s future value Discover how a home equity agreement lets you access cash from your equity without monthly payments

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We unlock the power of home equity to enrich homeowners’ lives Explore answers to top questions about unlock’s home equity agreements Learn how they work, who qualifies, and what to expect with fees and settlement. While there are many ways to tap home equity, a home equity agreement (hea) from unlock is unique because it was designed to help families solve their financial challenges, and in doing so help them live more successful financial lives.